Mountain Lake

Tools and wisdom for a bright financial future

Specializing in Legacy Planning, Generational Wealth and New Found Wealth

Owl & Ore is a fee only financial planning firm.  We sell advice, not products.  We act as a fiduciary to our clients. 

 

Owl & Ore works with growing families to help every generation reach their financial goals

and provide financial support to the people and groups they care about.

Serving the Bay Area and beyond.

Owl & Ore works with clients to help solve financial issues related to:

LEGACY

PLANNING

  • Charitable giving

  • Endowment creation

  • Gifting to children

  • Gifting to grandchildren

  • Trust strategies*

*Owl & Ore does not draft trust language

GENERATIONAL

WEALTH

  • Annual gifting strategies

  • Education funding

  • Tax efficient estate planning*

  • Asset protection planning

  • Asset transfer strategies

*Owl & Ore does provide tax filing services

NEW FOUND WEALTH

  • Inheritance

  • Jackpot and gambling winnings

  • Stock option strategies

  • Career and income growth

  • Business sale strategies

Sailboat

The Financial Planning Process

1

DISCOVERY MEETING

  • Discuss your financial goals and concerns

  • Prioritize your goals

  • Develop an understanding of what finances mean to you

  • Learn how financial planning plays a role in reaching your goals

  • Discuss your financial goals and concerns

  • Prioritize your goals

  • Develop an understanding of what finances mean to you

  • Learn how financial planning plays a role in reaching your goals

3

strategy development

  • Define steps to help make goals more obtainable

  • Discuss solutions to financial shortfalls and relevant tasks needed to reach a satisfactory result

  • Collaborate to determine the most comfortable methods to complete financial tasks

  • Determine the roles all involved parties will take to complete financial tasks

2

Data

Gathering

  • Discuss your financial goals and concerns

  • Prioritize your goals

  • Develop an understanding of what finances mean to you

  • Learn how financial planning plays a role in reaching your goals

  • Review your financial resources

  • Discuss your cash flow and financial habits

  • Consider ways to maximize income and cash flow

  • Discover areas of opportunity

4

plan implementation

  • Regular meetings to review progress

  • Review strategies and be proactive making necessary changes

  • Adjust plan to accommodate changes in life, changes to goals or changes to financial climates

  • Prepare accordingly as you transition from one stage of your financial life to the next

Simple Fee structure for services. 
Clients choose one of two methods of payment for advice.

ASSETS UNDER MANAGEMENT

Fees are charged to accounts managed by an advisor, starting at 1% and decreasing based on account size.*

*Minimum of $500,000 aggregate in assets required for management services.  Fees are negotiable.

PLANNING
FEE

Advisors can be retained for one year of service, starting at $5,000 per year or $500 per month.*

*Planning fees are based on clients' net worth and complexity of the case.  Fees are negotiable.