Financial Planning:
Thoughts and Commentary

Wondering how much to save for college? Learn why overfunding a 529 plan is less of a concern today, how Roth IRA rollovers add flexibility, how account ownership can affect FAFSA financial aid, and smart education funding strategies for Bay Area families. Discover practical tips to help parents and grandparents save confidently while supporting both current and future generations.

For many Bay Area families, equity compensation can do more than build retirement wealth—it can also help fund future education costs. Learn seven smart strategies for using RSUs, stock options, and ESPPs to support college savings, including the benefits of lump sum investing, diversification, and tax-aware planning to keep your education goals on track.